Iko kushandiswa kwedhijitari RMB kunoramba kuchisimudzirwa, uye macheni akakodzera emaindasitiri anotarisirwa kuramba achibatsirwa

CITIC Securities yakaburitsa mushumo wekutsvagisa ichiti kukwidziridzwa kwedhijitari RMB senzira yekubhadhara munguva yehupfumi hwedhijitari ndiyo yakajairika.Zvichienderana nehunhu hwedhijitari RMB, maitiro ekubhadhara kwevashandisi uye nhare yekubhadhara musika pateni inogona kutarisana nemukana wekugadzirisa zvakare.Iko kushanda nesimba kwevagadziri vakasiyana-siyana kunotarisirwa kuunza kumwe fungidziro mukusimudzirwa uye kushandiswa kwedhijitari RMB.Digital RMB ine tekinoroji mamiriro ekushandiswa kwemuganho, uye inotarisirwa kuwedzera kubva pakutengesa kusvika kukubhadhara muganhu mune ramangwana, kuitira kusimbisa kukwikwidza kwepasi rose kweRMB pamwe chete neyokutanga mover mukana.Nekuenderera mberi kwekusimudzira kwedhijitari RMB application, macheni akakodzera emaindasitiri anotarisirwa kuramba achibatsirwa.Zvinokurudzirwa kuterera kune vanopa masevhisi vane hukama neHard Wallet kugadzira, kutsigira shanduko yemidziyo yekuunganidza & yekugamuchira terminal, kuvakwa kwebhizimusi rebhangi system uye tekinoroji yekuchengetedza.

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Iwo maonero makuru eCITIC Securities ndeaya anotevera:

Digital RMB e-cny: zvivakwa zvekubhadhara munguva yehupfumi hwedhijitari, iyo yakajairika maitiro ekusimudzira.

Mari yepamutemo yedhijitari inzira iri nani yekuvandudza kugona, kuderedza mari yekubhadhara uye kusimbisa hurumende yepakati manejimendi.Pasi pemaitiro akawanda emutemo wechinangwa chekuvandudza mari, shanduko yenzvimbo yekubhadhara uye kusimudzira tekinoroji yedhijitari, mari yepamutemo yedhijitari inotarisirwa kuve iyo yekubhadhara zvivakwa munguva yehupfumi hwedhijitari uye maitiro akajairwa ekusimudzira.Mari yedhijitari yakapihwa neCentral Bank yeChina inonzi e-cny.Iyo yakamisikidzwa seyekutengesa kubhadharira zvivakwa munguva yehupfumi hwedhijitari.Inoshandiswa nemasangano anoshanda akasarudzwa.Zvichienderana neyakajairwa account system, inotsigira iyo yakasununguka yekubatanidza basa reakaundi ebhangi.Iyo yakaenzana neRMB yemuviri uye ine hunhu hwakakosha uye muripo wemutemo.Parizvino, mutyairi we-e-cny ari kufambira mberi zvishoma nezvishoma, uye mukurumbira uye kushandiswa kwayo kuchakwidziridzwa muna 2021.

Kushanda & Tekinoroji Sisitimu: yepakati manejimendi, maviri-tier oparesheni yekuvaka, manomwe maficha + hybrid architecture yakavhurika application nzvimbo.

E-cny inomisikidzwa sechikamu chekutsiviwa kwemari mukutenderera (M0), iyo inosanganisa zvakanakira mari uye kubhadhara kwemagetsi.Kupfuurirazve, inotora yepakati manejimendi uye maviri-tier mashandiro sisitimu yekuburitsa layer uye kutenderera layer.E-cny ine maitiro manomwe ekushandisa: ese ari maviri account uye kukosha hunhu, hapana mubereko kuverenga uye kubhadhara, mutengo wakaderera, mubhadharo uye kugadzirisa, kudzoreka kusazivikanwa, chengetedzo uye programmability.Digital RMB haigadzirise nzira yehunyanzvi uye inotsigira hybrid tekinoroji yekuvaka, zvinoreva kuti mamwe maficha ekushandisa anotarisirwa kuzvarwa akatenderedza tekinoroji maitiro e-cny, ayo anotarisirwa kuunza mhando nyowani dzebhizinesi nemikana yemusika.

Positioning evolution: inotarisirwa kuwedzera kubva pakutengesa kusvika pakubhadhara muganhu, kuvandudza mashandiro ekugadzirisa kuyambuka uye kukurudzira kudyidzana kwenyika dzeRMB.

Parizvino, inokurumidza, pamwe chete neChina yekuyambuka-muganho system yeCIPS uye yekuChina yemazuva ano yekubhadhara system CNAPS, inoumba yeChina yekuyambuka bhodha system, inova zvakare chiyero chepasi rose chemashoko ezvemari.Bhanga guru renyika reChina rinotungamira mukusimudzira mari yedhijitari pakati penyika huru dzehupfumi.Kubatana kwayo kwakasununguka kwemaakaundi ekubhangi uye hunhu hwekubhadhara sekugadzirisa kunogona kubatsira RMB kuyambuka-muganho kudzikisa kutsamira kwayo kune inomhanyisa system uye kugadzirisa mashandiro ekugadzirisa kuyambuka.Yakasanganiswa neyekutanga mover mukana, inotarisirwa kusimbisa kukwikwidza kwepasirese kwemari yevanhu.Zvinoenderana nebepa jena pamusoro pekutsvagisa uye kufambira mberi kweChina yedhijitari RMB yakapihwa nebhangi repakati, dhijitari RMB ine tekinoroji mamiriro ekushandiswa kwemuganho, asi parizvino inonyanya kushandiswa kuzadzisa zvinodiwa mubhadharo wekutengesa wepamba.Parizvino, kutsvagisa nekusimudzira bvunzo yezvekuyambuka muganhu wekubhadhara mamiriro ari kufambira mberi nenzira yakarongeka.

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Maitiro emushandisi, musika pateni kana kugadziridzwa kwechiso, uye mukana webhizinesi wemamiriro ekushandisa yakakura.

1) Soft Wallet: vashandisi vedhijitari RMB app vakasiyana, iyo mamiriro ekushandisa echikwama chakapfava anogara achipfumiswa, uye ruzivo rwekushandisa rwunoswedera padyo neazvino emagetsi ekubhadhara maturusi.Sekupinda kwemubhadharo wekubhadhara, unogona kubatsira mabhanga ekutengesa kuwedzera chikamu chemusika chekutengesa kwekutengesa, uye mabhangi ekutengesa anotarisirwawo kusimudzira mamwe kukosha-akawedzerwa masevhisi akatenderedza yedhijitari RMB yekubhadhara yekupinda.

2) Hard Wallet: Hard Wallet inoona dhijitari RMB ine chekuita nemabasa anoenderana nekuchengetedza chip uye humwe hunyanzvi.CITIC Securities inotenda kuti kune mikana yekugadzirisa zvakare mashandisiro evashandisi uye nhare yekubhadhara musika patani mune dzimwe nzira dzechikwama chakaomarara, senge kadhi, nharembozha uye chinopfekwa mudziyo Vanopa masevhisi vane kurudziro yekutora chikamu mukupinda kuyedza kubata nyowani. traffic kupinda uye maitiro ekushanda.Iko kushanda nesimba kwevagadziri vakasiyana-siyana kunounza kumwe fungidziro kukusimudzira uye kushandiswa kwedhijitari RMB.

3) Iyo Chando yeOlympics yave nzvimbo yakakosha yekusimudzira e-cny, uye mamiriro ekushandisa anotarisirwa kuenderera mberi nekuvandudza mune ramangwana.

Zvinhu zvine njodzi: kukwidziridzwa kwedhijitari RMB mutemo kunononoka pane zvanga zvichitarisirwa, uye kuvakwa kwezvivakwa zvisiri pamhepo kuri kushoma pane zvaitarisirwa.


Nguva yekutumira: Mar-14-2022